What actually is leasing?
In contrast to traditional ownership through cash purchase or financing, there are more uncertainties in the area of car leasing. The concept is very simple: you pay monthly rates for the use of a car. The interest included in the rate compensates for the depreciation that occurs during the term. The option to use the Car to be bought at the end of the contract. As a rule, however, the lessee will return the vehicle to the next, newer model to get in. But that’s only one reason why this form of ownership is so popular.
Advantages and prejudices at a glance
Cheaper than you think
Is leasing expensive? That’s a prejudice. Just like with purchase or financing, vehicles can be leased in any price category. It starts at less than 100 euros per month and can even crack 1,000 euros for luxury models.
Private leasing is definitely worth it
Let’s stick with the prejudices. Leasing is supposedly not worthwhile for private individuals. It is true that companies or lessees with (partial or full) commercial use benefit from tax advantages. But also Private leasing is becoming increasingly popular. Even without tax depreciation, you can make good deals for little money and get away cheaper than with a loan.
Individual and always new
What all leasing models have in common is that they are new. That is why a decision in favor of leasing is always a decision in favor of comfort. Companies and private individuals alike value always driving an up-to-date, representative model with the most modern technologies. In addition to the model and brand, the Equipment individually is selectable. If you like it cheaper, you can also find good offers in used car or annual car leasing, as long as you don’t mind that there was a previous owner and the equipment is already specified.
Plannable and manageable
A big advantage is that Planning security. As a rule, leasing contracts are concluded for a manageable 12 to 36 months. After the expiry, the lessee can return the car to the provider return or buyif this option has been contractually agreed. If you choose a contract with Kilometer leasingAs is the case with all vehicles offered by AutoScout24, there is no risk. Because the loss of value is compensated with the monthly interest and due to the fixed kilometers, the costs remain under control. That’s why we don’t even offer the far riskier residual value leasing.
Wide range of models
Leasing is no longer limited to the high-priced premium classes already mentioned. In every vehicle category you can now lease cars. If your next car is to be a very specific model, it is best to check right away whether you could even save something with a leased vehicle.
Great car without a lot of start-up capital
When it comes to car financing for more expensive models, a down payment is not always necessary at the beginning, but often. Such high costs are not to be expected with leasing, at least with the offers on our side. That is why we also speak of zero leasing here no deposit is due.
Are there any disadvantages?
As you can see, leasing offers many advantages. Are there any disadvantages compared to buying? That depends entirely on whether the basic properties of the leasing are at all disadvantageous for you personally.
Return at the end of the contract
Many simply want to drive their own vehicle and therefore hesitate to lease a vehicle. Some people fear that they will have to give up their car they have come to love once they have got used to it. In this case it is Purchase of the leasing vehicle at the end of the term exactly the right contract option without risk. You are not obliged to do so if you want to lease another model. We have summarized everything you need to know about returns.
Maintenance and repairs
Understandably, maintaining the car’s value is of great importance to the lessor. The same way that you regularly bring your own car to customer service are for the lessee regular maintenance appointments prescribed in certain partner workshops and intervals. The same goes for repairs. In this way, the lessor ensures that everything is carried out in the best possible way and in the best possible quality.
Fully comprehensive insurance
Lessees usually have to insure their car fully comprehensive. This is only a disadvantage if you do not have cheap car insurance. A comparison is worthwhile here, because one Fully comprehensive insurance does not have to be significantly more expensive than partially comprehensive insurance and protects the leasing car as best as possible.
Conclusion: why not?
Low leasing rates, predictable billing based on kilometers traveled, always an up-to-date model? With these advantages, you would want to lease a car right away. And if the requirements or lifestyle changes (keyword: convertible versus family SUV), a more suitable model can then be leased. who flexibility appreciates and does not want to commit in the long term, has with Leasing a good alternative to buying. Certain requirements of the lessor regarding maintenance and care can easily be avoided.
Next Steps
Do you already know exactly which model in which equipment you have in mind? Great, then you can start your search right away. All others can also use the leasing search and define their criteria first. Should it be particularly cheap or is a certain drive important to you? Filter according to your preferences and the right offers are available to you in seconds. You can then also discuss further details with the dealer, such as duration, mileage allowance or purchase option.