My girlfriend has a Thai and a Dutch passport. We live 6 months here and 6 months there. When we go to Thailand, she travels with a Dutch passport and Thailand with a Thai passport. We have been doing this for a number of years.
Now the story goes that when you travel to Thailand with a Thai passport and something happens to you, for example a hospitalization, the Dutch health insurance or travel insurance does not compensate! Because you are a Thai resident in Thailand and not as a tourist. My question: Is this nonsense or is there some truth in it?
Thank you in advance for your response.